LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,931
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,950
−HK$2,052/mo
Today · 4.125%
HK$69,002
baseline
▲ 0.50% · 4.625%
HK$73,201
+HK$4,199/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$138,004/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,235
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,172
−HK$1,965/mo
Today · 4.125%
HK$76,137
baseline
▲ 0.50% · 4.625%
HK$80,151
+HK$4,014/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,274/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,917
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,340
−HK$2,463/mo
Today · 4.125%
HK$82,803
baseline
▲ 0.50% · 4.625%
HK$87,841
+HK$5,038/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$165,606/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,682
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,006
−HK$2,359/mo
Today · 4.125%
HK$91,365
baseline
▲ 0.50% · 4.625%
HK$96,181
+HK$4,816/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$182,730/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,903
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,730
−HK$2,873/mo
Today · 4.125%
HK$96,603
baseline
▲ 0.50% · 4.625%
HK$102,481
+HK$5,878/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,206/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,128
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,841
−HK$2,751/mo
Today · 4.125%
HK$106,592
baseline
▲ 0.50% · 4.625%
HK$112,211
+HK$5,619/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,184/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,875
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,510
−HK$3,694/mo
Today · 4.125%
HK$124,204
baseline
▲ 0.50% · 4.625%
HK$131,762
+HK$7,558/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$248,408/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,022
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,509
−HK$3,538/mo
Today · 4.125%
HK$137,047
baseline
▲ 0.50% · 4.625%
HK$144,271
+HK$7,224/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$274,094/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,193 · Scale 2, in force from 26 Feb 2026)