LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,934
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,954
−HK$2,052/mo
Today · 4.125%
HK$69,006
baseline
▲ 0.50% · 4.625%
HK$73,205
+HK$4,199/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$138,012/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,239
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,176
−HK$1,966/mo
Today · 4.125%
HK$76,142
baseline
▲ 0.50% · 4.625%
HK$80,155
+HK$4,013/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,284/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,921
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,345
−HK$2,463/mo
Today · 4.125%
HK$82,808
baseline
▲ 0.50% · 4.625%
HK$87,846
+HK$5,038/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$165,616/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,687
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,011
−HK$2,359/mo
Today · 4.125%
HK$91,370
baseline
▲ 0.50% · 4.625%
HK$96,186
+HK$4,816/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$182,740/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,908
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,736
−HK$2,873/mo
Today · 4.125%
HK$96,609
baseline
▲ 0.50% · 4.625%
HK$102,487
+HK$5,878/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,218/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,134
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,847
−HK$2,751/mo
Today · 4.125%
HK$106,598
baseline
▲ 0.50% · 4.625%
HK$112,217
+HK$5,619/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,196/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,882
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,518
−HK$3,693/mo
Today · 4.125%
HK$124,211
baseline
▲ 0.50% · 4.625%
HK$131,769
+HK$7,558/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$248,422/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,030
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,517
−HK$3,538/mo
Today · 4.125%
HK$137,055
baseline
▲ 0.50% · 4.625%
HK$144,279
+HK$7,224/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$274,110/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,264 · Scale 2, in force from 26 Feb 2026)