LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,937
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,957
−HK$2,052/mo
Today · 4.125%
HK$69,009
baseline
▲ 0.50% · 4.625%
HK$73,209
+HK$4,200/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$138,018/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,242
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,180
−HK$1,965/mo
Today · 4.125%
HK$76,145
baseline
▲ 0.50% · 4.625%
HK$80,159
+HK$4,014/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,290/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,925
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,349
−HK$2,462/mo
Today · 4.125%
HK$82,811
baseline
▲ 0.50% · 4.625%
HK$87,850
+HK$5,039/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$165,622/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,691
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,016
−HK$2,358/mo
Today · 4.125%
HK$91,374
baseline
▲ 0.50% · 4.625%
HK$96,191
+HK$4,817/mo
Deposit HK$11.39M · loan HK$17.09M · min. income ≈ HK$182,748/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,912
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,740
−HK$2,873/mo
Today · 4.125%
HK$96,613
baseline
▲ 0.50% · 4.625%
HK$102,492
+HK$5,879/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,226/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,139
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,851
−HK$2,752/mo
Today · 4.125%
HK$106,603
baseline
▲ 0.50% · 4.625%
HK$112,222
+HK$5,619/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,206/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,887
−HK$7,330/mo
▼ 0.25% · 3.875%
HK$120,523
−HK$3,694/mo
Today · 4.125%
HK$124,217
baseline
▲ 0.50% · 4.625%
HK$131,775
+HK$7,558/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$248,434/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,036
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,523
−HK$3,538/mo
Today · 4.125%
HK$137,061
baseline
▲ 0.50% · 4.625%
HK$144,286
+HK$7,225/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$274,122/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,319 · Scale 2, in force from 26 Feb 2026)