LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,965
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,986
−HK$2,053/mo
Today · 4.125%
HK$69,039
baseline
▲ 0.50% · 4.625%
HK$73,240
+HK$4,201/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,078/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,273
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,212
−HK$1,966/mo
Today · 4.125%
HK$76,178
baseline
▲ 0.50% · 4.625%
HK$80,194
+HK$4,016/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,356/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,959
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,384
−HK$2,463/mo
Today · 4.125%
HK$82,847
baseline
▲ 0.50% · 4.625%
HK$87,888
+HK$5,041/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$165,694/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,728
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,054
−HK$2,360/mo
Today · 4.125%
HK$91,414
baseline
▲ 0.50% · 4.625%
HK$96,232
+HK$4,818/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$182,828/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,952
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,781
−HK$2,874/mo
Today · 4.125%
HK$96,655
baseline
▲ 0.50% · 4.625%
HK$102,536
+HK$5,881/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$193,310/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,183
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,896
−HK$2,753/mo
Today · 4.125%
HK$106,649
baseline
▲ 0.50% · 4.625%
HK$112,271
+HK$5,622/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$213,298/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,938
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,575
−HK$3,696/mo
Today · 4.125%
HK$124,271
baseline
▲ 0.50% · 4.625%
HK$131,832
+HK$7,561/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$248,542/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,092
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,581
−HK$3,540/mo
Today · 4.125%
HK$137,121
baseline
▲ 0.50% · 4.625%
HK$144,348
+HK$7,227/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$274,242/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,843 · Scale 2, in force from 26 Feb 2026)