LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,966
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,987
−HK$2,053/mo
Today · 4.125%
HK$69,040
baseline
▲ 0.50% · 4.625%
HK$73,241
+HK$4,201/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,080/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,274
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,212
−HK$1,967/mo
Today · 4.125%
HK$76,179
baseline
▲ 0.50% · 4.625%
HK$80,194
+HK$4,015/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,358/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,959
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,384
−HK$2,464/mo
Today · 4.125%
HK$82,848
baseline
▲ 0.50% · 4.625%
HK$87,889
+HK$5,041/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$165,696/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,729
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,055
−HK$2,360/mo
Today · 4.125%
HK$91,415
baseline
▲ 0.50% · 4.625%
HK$96,233
+HK$4,818/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$182,830/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,952
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,782
−HK$2,874/mo
Today · 4.125%
HK$96,656
baseline
▲ 0.50% · 4.625%
HK$102,537
+HK$5,881/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$193,312/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,184
−HK$5,466/mo
▼ 0.25% · 3.875%
HK$103,897
−HK$2,753/mo
Today · 4.125%
HK$106,650
baseline
▲ 0.50% · 4.625%
HK$112,272
+HK$5,622/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$213,300/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,939
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,576
−HK$3,696/mo
Today · 4.125%
HK$124,272
baseline
▲ 0.50% · 4.625%
HK$131,834
+HK$7,562/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$248,544/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,093
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,582
−HK$3,540/mo
Today · 4.125%
HK$137,122
baseline
▲ 0.50% · 4.625%
HK$144,350
+HK$7,228/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$274,244/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,854 · Scale 2, in force from 26 Feb 2026)