LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,967
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,988
−HK$2,053/mo
Today · 4.125%
HK$69,041
baseline
▲ 0.50% · 4.625%
HK$73,242
+HK$4,201/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,082/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,275
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,213
−HK$1,967/mo
Today · 4.125%
HK$76,180
baseline
▲ 0.50% · 4.625%
HK$80,195
+HK$4,015/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,360/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,960
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,385
−HK$2,464/mo
Today · 4.125%
HK$82,849
baseline
▲ 0.50% · 4.625%
HK$87,890
+HK$5,041/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$165,698/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,730
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,056
−HK$2,360/mo
Today · 4.125%
HK$91,416
baseline
▲ 0.50% · 4.625%
HK$96,235
+HK$4,819/mo
Deposit HK$11.40M · loan HK$17.09M · min. income ≈ HK$182,832/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,954
−HK$5,703/mo
▼ 0.25% · 3.875%
HK$93,783
−HK$2,874/mo
Today · 4.125%
HK$96,657
baseline
▲ 0.50% · 4.625%
HK$102,539
+HK$5,882/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$193,314/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,185
−HK$5,467/mo
▼ 0.25% · 3.875%
HK$103,899
−HK$2,753/mo
Today · 4.125%
HK$106,652
baseline
▲ 0.50% · 4.625%
HK$112,274
+HK$5,622/mo
Deposit HK$8.55M · loan HK$19.94M · min. income ≈ HK$213,304/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,941
−HK$7,333/mo
▼ 0.25% · 3.875%
HK$120,578
−HK$3,696/mo
Today · 4.125%
HK$124,274
baseline
▲ 0.50% · 4.625%
HK$131,836
+HK$7,562/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$248,548/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,095
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$133,584
−HK$3,540/mo
Today · 4.125%
HK$137,124
baseline
▲ 0.50% · 4.625%
HK$144,352
+HK$7,228/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$274,248/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,871 · Scale 2, in force from 26 Feb 2026)