LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,974
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,995
−HK$2,054/mo
Today · 4.125%
HK$69,049
baseline
▲ 0.50% · 4.625%
HK$73,250
+HK$4,201/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,098/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,283
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,222
−HK$1,966/mo
Today · 4.125%
HK$76,188
baseline
▲ 0.50% · 4.625%
HK$80,204
+HK$4,016/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,376/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,969
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,394
−HK$2,464/mo
Today · 4.125%
HK$82,858
baseline
▲ 0.50% · 4.625%
HK$87,900
+HK$5,042/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,716/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,740
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,066
−HK$2,360/mo
Today · 4.125%
HK$91,426
baseline
▲ 0.50% · 4.625%
HK$96,245
+HK$4,819/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,852/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,964
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,793
−HK$2,875/mo
Today · 4.125%
HK$96,668
baseline
▲ 0.50% · 4.625%
HK$102,550
+HK$5,882/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,336/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,196
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,910
−HK$2,754/mo
Today · 4.125%
HK$106,664
baseline
▲ 0.50% · 4.625%
HK$112,286
+HK$5,622/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,328/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,953
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$120,591
−HK$3,696/mo
Today · 4.125%
HK$124,287
baseline
▲ 0.50% · 4.625%
HK$131,850
+HK$7,563/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$248,574/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,109
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$133,599
−HK$3,540/mo
Today · 4.125%
HK$137,139
baseline
▲ 0.50% · 4.625%
HK$144,368
+HK$7,229/mo
Deposit HK$2.85M · loan HK$25.64M · min. income ≈ HK$274,278/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,004 · Scale 2, in force from 26 Feb 2026)