LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,979
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,001
−HK$2,053/mo
Today · 4.125%
HK$69,054
baseline
▲ 0.50% · 4.625%
HK$73,256
+HK$4,202/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,108/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,289
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,228
−HK$1,966/mo
Today · 4.125%
HK$76,194
baseline
▲ 0.50% · 4.625%
HK$80,211
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,388/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,975
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,401
−HK$2,464/mo
Today · 4.125%
HK$82,865
baseline
▲ 0.50% · 4.625%
HK$87,907
+HK$5,042/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,730/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,747
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,073
−HK$2,360/mo
Today · 4.125%
HK$91,433
baseline
▲ 0.50% · 4.625%
HK$96,253
+HK$4,820/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,866/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,971
−HK$5,705/mo
▼ 0.25% · 3.875%
HK$93,801
−HK$2,875/mo
Today · 4.125%
HK$96,676
baseline
▲ 0.50% · 4.625%
HK$102,558
+HK$5,882/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,352/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,204
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,919
−HK$2,753/mo
Today · 4.125%
HK$106,672
baseline
▲ 0.50% · 4.625%
HK$112,295
+HK$5,623/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,344/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,963
−HK$7,334/mo
▼ 0.25% · 3.875%
HK$120,601
−HK$3,696/mo
Today · 4.125%
HK$124,297
baseline
▲ 0.50% · 4.625%
HK$131,860
+HK$7,563/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,594/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,120
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$133,610
−HK$3,540/mo
Today · 4.125%
HK$137,150
baseline
▲ 0.50% · 4.625%
HK$144,379
+HK$7,229/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,300/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,101 · Scale 2, in force from 26 Feb 2026)