LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,982
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,003
−HK$2,054/mo
Today · 4.125%
HK$69,057
baseline
▲ 0.50% · 4.625%
HK$73,259
+HK$4,202/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,114/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,292
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,230
−HK$1,967/mo
Today · 4.125%
HK$76,197
baseline
▲ 0.50% · 4.625%
HK$80,214
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,394/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,978
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,404
−HK$2,464/mo
Today · 4.125%
HK$82,868
baseline
▲ 0.50% · 4.625%
HK$87,910
+HK$5,042/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,736/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,750
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,077
−HK$2,360/mo
Today · 4.125%
HK$91,437
baseline
▲ 0.50% · 4.625%
HK$96,257
+HK$4,820/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,874/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,975
−HK$5,704/mo
▼ 0.25% · 3.875%
HK$93,804
−HK$2,875/mo
Today · 4.125%
HK$96,679
baseline
▲ 0.50% · 4.625%
HK$102,562
+HK$5,883/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,358/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,208
−HK$5,468/mo
▼ 0.25% · 3.875%
HK$103,923
−HK$2,753/mo
Today · 4.125%
HK$106,676
baseline
▲ 0.50% · 4.625%
HK$112,299
+HK$5,623/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,352/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,967
−HK$7,335/mo
▼ 0.25% · 3.875%
HK$120,606
−HK$3,696/mo
Today · 4.125%
HK$124,302
baseline
▲ 0.50% · 4.625%
HK$131,866
+HK$7,564/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,604/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,125
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$133,615
−HK$3,540/mo
Today · 4.125%
HK$137,155
baseline
▲ 0.50% · 4.625%
HK$144,385
+HK$7,230/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,310/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,148 · Scale 2, in force from 26 Feb 2026)