LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,990
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,012
−HK$2,054/mo
Today · 4.125%
HK$69,066
baseline
▲ 0.50% · 4.625%
HK$73,268
+HK$4,202/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,132/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,301
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,240
−HK$1,967/mo
Today · 4.125%
HK$76,207
baseline
▲ 0.50% · 4.625%
HK$80,224
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,414/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,988
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,414
−HK$2,465/mo
Today · 4.125%
HK$82,879
baseline
▲ 0.50% · 4.625%
HK$87,922
+HK$5,043/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,758/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,761
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,088
−HK$2,360/mo
Today · 4.125%
HK$91,448
baseline
▲ 0.50% · 4.625%
HK$96,269
+HK$4,821/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,896/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,986
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,816
−HK$2,876/mo
Today · 4.125%
HK$96,692
baseline
▲ 0.50% · 4.625%
HK$102,575
+HK$5,883/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,384/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,221
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,936
−HK$2,754/mo
Today · 4.125%
HK$106,690
baseline
▲ 0.50% · 4.625%
HK$112,314
+HK$5,624/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,380/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,982
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$120,621
−HK$3,697/mo
Today · 4.125%
HK$124,318
baseline
▲ 0.50% · 4.625%
HK$131,882
+HK$7,564/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,636/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,141
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$133,632
−HK$3,541/mo
Today · 4.125%
HK$137,173
baseline
▲ 0.50% · 4.625%
HK$144,403
+HK$7,230/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,346/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,302 · Scale 2, in force from 26 Feb 2026)