LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,993
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,015
−HK$2,053/mo
Today · 4.125%
HK$69,068
baseline
▲ 0.50% · 4.625%
HK$73,271
+HK$4,203/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,136/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,304
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,243
−HK$1,967/mo
Today · 4.125%
HK$76,210
baseline
▲ 0.50% · 4.625%
HK$80,227
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,420/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,991
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,417
−HK$2,465/mo
Today · 4.125%
HK$82,882
baseline
▲ 0.50% · 4.625%
HK$87,925
+HK$5,043/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,764/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,765
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,092
−HK$2,360/mo
Today · 4.125%
HK$91,452
baseline
▲ 0.50% · 4.625%
HK$96,273
+HK$4,821/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,904/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,990
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,820
−HK$2,876/mo
Today · 4.125%
HK$96,696
baseline
▲ 0.50% · 4.625%
HK$102,580
+HK$5,884/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,392/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,225
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,940
−HK$2,754/mo
Today · 4.125%
HK$106,694
baseline
▲ 0.50% · 4.625%
HK$112,318
+HK$5,624/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,388/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,987
−HK$7,336/mo
▼ 0.25% · 3.875%
HK$120,626
−HK$3,697/mo
Today · 4.125%
HK$124,323
baseline
▲ 0.50% · 4.625%
HK$131,888
+HK$7,565/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,646/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,147
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$133,638
−HK$3,540/mo
Today · 4.125%
HK$137,178
baseline
▲ 0.50% · 4.625%
HK$144,409
+HK$7,231/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,356/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,354 · Scale 2, in force from 26 Feb 2026)