LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,994
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,016
−HK$2,054/mo
Today · 4.125%
HK$69,070
baseline
▲ 0.50% · 4.625%
HK$73,273
+HK$4,203/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,140/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,305
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,244
−HK$1,968/mo
Today · 4.125%
HK$76,212
baseline
▲ 0.50% · 4.625%
HK$80,229
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,424/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,993
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,419
−HK$2,465/mo
Today · 4.125%
HK$82,884
baseline
▲ 0.50% · 4.625%
HK$87,927
+HK$5,043/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,768/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,766
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,093
−HK$2,361/mo
Today · 4.125%
HK$91,454
baseline
▲ 0.50% · 4.625%
HK$96,275
+HK$4,821/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,908/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,992
−HK$5,706/mo
▼ 0.25% · 3.875%
HK$93,822
−HK$2,876/mo
Today · 4.125%
HK$96,698
baseline
▲ 0.50% · 4.625%
HK$102,582
+HK$5,884/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,396/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,227
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,942
−HK$2,754/mo
Today · 4.125%
HK$106,696
baseline
▲ 0.50% · 4.625%
HK$112,321
+HK$5,625/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,392/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,989
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,628
−HK$3,698/mo
Today · 4.125%
HK$124,326
baseline
▲ 0.50% · 4.625%
HK$131,891
+HK$7,565/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,652/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,150
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$133,640
−HK$3,541/mo
Today · 4.125%
HK$137,181
baseline
▲ 0.50% · 4.625%
HK$144,412
+HK$7,231/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,362/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,377 · Scale 2, in force from 26 Feb 2026)