LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,995
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,016
−HK$2,054/mo
Today · 4.125%
HK$69,070
baseline
▲ 0.50% · 4.625%
HK$73,273
+HK$4,203/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,140/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,306
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,245
−HK$1,967/mo
Today · 4.125%
HK$76,212
baseline
▲ 0.50% · 4.625%
HK$80,230
+HK$4,018/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,424/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,994
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,420
−HK$2,464/mo
Today · 4.125%
HK$82,884
baseline
▲ 0.50% · 4.625%
HK$87,928
+HK$5,044/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,768/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,767
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,094
−HK$2,361/mo
Today · 4.125%
HK$91,455
baseline
▲ 0.50% · 4.625%
HK$96,276
+HK$4,821/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,910/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,992
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,823
−HK$2,876/mo
Today · 4.125%
HK$96,699
baseline
▲ 0.50% · 4.625%
HK$102,582
+HK$5,883/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,398/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,228
−HK$5,469/mo
▼ 0.25% · 3.875%
HK$103,943
−HK$2,754/mo
Today · 4.125%
HK$106,697
baseline
▲ 0.50% · 4.625%
HK$112,321
+HK$5,624/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,394/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,990
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,629
−HK$3,698/mo
Today · 4.125%
HK$124,327
baseline
▲ 0.50% · 4.625%
HK$131,892
+HK$7,565/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$248,654/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,151
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$133,641
−HK$3,541/mo
Today · 4.125%
HK$137,182
baseline
▲ 0.50% · 4.625%
HK$144,413
+HK$7,231/mo
Deposit HK$2.85M · loan HK$25.65M · min. income ≈ HK$274,364/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,387 · Scale 2, in force from 26 Feb 2026)