LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,003
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,025
−HK$2,054/mo
Today · 4.125%
HK$69,079
baseline
▲ 0.50% · 4.625%
HK$73,282
+HK$4,203/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,158/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,315
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,254
−HK$1,968/mo
Today · 4.125%
HK$76,222
baseline
▲ 0.50% · 4.625%
HK$80,240
+HK$4,018/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,444/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,003
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,430
−HK$2,465/mo
Today · 4.125%
HK$82,895
baseline
▲ 0.50% · 4.625%
HK$87,939
+HK$5,044/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,790/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,778
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,105
−HK$2,361/mo
Today · 4.125%
HK$91,466
baseline
▲ 0.50% · 4.625%
HK$96,288
+HK$4,822/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,932/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,004
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,835
−HK$2,876/mo
Today · 4.125%
HK$96,711
baseline
▲ 0.50% · 4.625%
HK$102,595
+HK$5,884/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$193,422/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,241
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,956
−HK$2,755/mo
Today · 4.125%
HK$106,711
baseline
▲ 0.50% · 4.625%
HK$112,336
+HK$5,625/mo
Deposit HK$8.55M · loan HK$19.95M · min. income ≈ HK$213,422/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,005
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,645
−HK$3,697/mo
Today · 4.125%
HK$124,342
baseline
▲ 0.50% · 4.625%
HK$131,908
+HK$7,566/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,684/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,167
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$133,658
−HK$3,541/mo
Today · 4.125%
HK$137,199
baseline
▲ 0.50% · 4.625%
HK$144,431
+HK$7,232/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,398/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,539 · Scale 2, in force from 26 Feb 2026)