LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,004
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,026
−HK$2,055/mo
Today · 4.125%
HK$69,081
baseline
▲ 0.50% · 4.625%
HK$73,284
+HK$4,203/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,162/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,317
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,256
−HK$1,968/mo
Today · 4.125%
HK$76,224
baseline
▲ 0.50% · 4.625%
HK$80,241
+HK$4,017/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,448/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,005
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,431
−HK$2,466/mo
Today · 4.125%
HK$82,897
baseline
▲ 0.50% · 4.625%
HK$87,941
+HK$5,044/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$165,794/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,780
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,107
−HK$2,361/mo
Today · 4.125%
HK$91,468
baseline
▲ 0.50% · 4.625%
HK$96,290
+HK$4,822/mo
Deposit HK$11.40M · loan HK$17.10M · min. income ≈ HK$182,936/mo (50% DSR)
Upfront cash ≈ HK$12.61M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,006
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,837
−HK$2,876/mo
Today · 4.125%
HK$96,713
baseline
▲ 0.50% · 4.625%
HK$102,597
+HK$5,884/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,426/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,243
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,958
−HK$2,755/mo
Today · 4.125%
HK$106,713
baseline
▲ 0.50% · 4.625%
HK$112,338
+HK$5,625/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,426/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,008
−HK$7,337/mo
▼ 0.25% · 3.875%
HK$120,647
−HK$3,698/mo
Today · 4.125%
HK$124,345
baseline
▲ 0.50% · 4.625%
HK$131,911
+HK$7,566/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,690/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,170
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$133,661
−HK$3,541/mo
Today · 4.125%
HK$137,202
baseline
▲ 0.50% · 4.625%
HK$144,434
+HK$7,232/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,404/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,565 · Scale 2, in force from 26 Feb 2026)