LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,008
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,031
−HK$2,054/mo
Today · 4.125%
HK$69,085
baseline
▲ 0.50% · 4.625%
HK$73,289
+HK$4,204/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$138,170/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,321
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,261
−HK$1,967/mo
Today · 4.125%
HK$76,228
baseline
▲ 0.50% · 4.625%
HK$80,247
+HK$4,019/mo
Deposit HK$14.25M · loan HK$14.25M · min. income ≈ HK$152,456/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,010
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,437
−HK$2,465/mo
Today · 4.125%
HK$82,902
baseline
▲ 0.50% · 4.625%
HK$87,946
+HK$5,044/mo
Deposit HK$11.40M · loan HK$17.11M · min. income ≈ HK$165,804/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,785
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,113
−HK$2,361/mo
Today · 4.125%
HK$91,474
baseline
▲ 0.50% · 4.625%
HK$96,296
+HK$4,822/mo
Deposit HK$11.40M · loan HK$17.11M · min. income ≈ HK$182,948/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,012
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,843
−HK$2,876/mo
Today · 4.125%
HK$96,719
baseline
▲ 0.50% · 4.625%
HK$102,604
+HK$5,885/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,438/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,250
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,965
−HK$2,755/mo
Today · 4.125%
HK$106,720
baseline
▲ 0.50% · 4.625%
HK$112,345
+HK$5,625/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,440/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,015
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$120,655
−HK$3,698/mo
Today · 4.125%
HK$124,353
baseline
▲ 0.50% · 4.625%
HK$131,920
+HK$7,567/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,706/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,178
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$133,669
−HK$3,542/mo
Today · 4.125%
HK$137,211
baseline
▲ 0.50% · 4.625%
HK$144,444
+HK$7,233/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,422/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,643 · Scale 2, in force from 26 Feb 2026)