LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,011
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,033
−HK$2,054/mo
Today · 4.125%
HK$69,087
baseline
▲ 0.50% · 4.625%
HK$73,291
+HK$4,204/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,174/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,324
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,263
−HK$1,968/mo
Today · 4.125%
HK$76,231
baseline
▲ 0.50% · 4.625%
HK$80,249
+HK$4,018/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,462/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,013
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,439
−HK$2,466/mo
Today · 4.125%
HK$82,905
baseline
▲ 0.50% · 4.625%
HK$87,949
+HK$5,044/mo
Deposit HK$11.40M · loan HK$17.11M · min. income ≈ HK$165,810/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,788
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,116
−HK$2,361/mo
Today · 4.125%
HK$91,477
baseline
▲ 0.50% · 4.625%
HK$96,299
+HK$4,822/mo
Deposit HK$11.40M · loan HK$17.11M · min. income ≈ HK$182,954/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,015
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,846
−HK$2,876/mo
Today · 4.125%
HK$96,722
baseline
▲ 0.50% · 4.625%
HK$102,608
+HK$5,886/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,444/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,253
−HK$5,470/mo
▼ 0.25% · 3.875%
HK$103,969
−HK$2,754/mo
Today · 4.125%
HK$106,723
baseline
▲ 0.50% · 4.625%
HK$112,349
+HK$5,626/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,446/mo (50% DSR)
Upfront cash ≈ HK$9.76M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,019
−HK$7,338/mo
▼ 0.25% · 3.875%
HK$120,659
−HK$3,698/mo
Today · 4.125%
HK$124,357
baseline
▲ 0.50% · 4.625%
HK$131,924
+HK$7,567/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,714/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,182
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,674
−HK$3,542/mo
Today · 4.125%
HK$137,216
baseline
▲ 0.50% · 4.625%
HK$144,449
+HK$7,233/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,432/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,684 · Scale 2, in force from 26 Feb 2026)