LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,016
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,038
−HK$2,055/mo
Today · 4.125%
HK$69,093
baseline
▲ 0.50% · 4.625%
HK$73,297
+HK$4,204/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,186/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,330
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,270
−HK$1,968/mo
Today · 4.125%
HK$76,238
baseline
▲ 0.50% · 4.625%
HK$80,256
+HK$4,018/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,476/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,019
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,446
−HK$2,466/mo
Today · 4.125%
HK$82,912
baseline
▲ 0.50% · 4.625%
HK$87,957
+HK$5,045/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$165,824/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,796
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,124
−HK$2,361/mo
Today · 4.125%
HK$91,485
baseline
▲ 0.50% · 4.625%
HK$96,307
+HK$4,822/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$182,970/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,023
−HK$5,707/mo
▼ 0.25% · 3.875%
HK$93,854
−HK$2,876/mo
Today · 4.125%
HK$96,730
baseline
▲ 0.50% · 4.625%
HK$102,616
+HK$5,886/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,460/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,262
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,977
−HK$2,756/mo
Today · 4.125%
HK$106,733
baseline
▲ 0.50% · 4.625%
HK$112,359
+HK$5,626/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,466/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,029
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,669
−HK$3,699/mo
Today · 4.125%
HK$124,368
baseline
▲ 0.50% · 4.625%
HK$131,935
+HK$7,567/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,736/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,194
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,685
−HK$3,543/mo
Today · 4.125%
HK$137,228
baseline
▲ 0.50% · 4.625%
HK$144,461
+HK$7,233/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,456/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,787 · Scale 2, in force from 26 Feb 2026)