LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,021
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,044
−HK$2,055/mo
Today · 4.125%
HK$69,099
baseline
▲ 0.50% · 4.625%
HK$73,303
+HK$4,204/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,198/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,336
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,276
−HK$1,968/mo
Today · 4.125%
HK$76,244
baseline
▲ 0.50% · 4.625%
HK$80,263
+HK$4,019/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,488/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,026
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,453
−HK$2,465/mo
Today · 4.125%
HK$82,918
baseline
▲ 0.50% · 4.625%
HK$87,964
+HK$5,046/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$165,836/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,803
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,131
−HK$2,361/mo
Today · 4.125%
HK$91,492
baseline
▲ 0.50% · 4.625%
HK$96,315
+HK$4,823/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$182,984/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,030
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,861
−HK$2,877/mo
Today · 4.125%
HK$96,738
baseline
▲ 0.50% · 4.625%
HK$102,625
+HK$5,887/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,476/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,270
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,986
−HK$2,755/mo
Today · 4.125%
HK$106,741
baseline
▲ 0.50% · 4.625%
HK$112,368
+HK$5,627/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,482/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,038
−HK$7,340/mo
▼ 0.25% · 3.875%
HK$120,679
−HK$3,699/mo
Today · 4.125%
HK$124,378
baseline
▲ 0.50% · 4.625%
HK$131,946
+HK$7,568/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,756/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,204
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,696
−HK$3,543/mo
Today · 4.125%
HK$137,239
baseline
▲ 0.50% · 4.625%
HK$144,473
+HK$7,234/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,478/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,884 · Scale 2, in force from 26 Feb 2026)