LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,023
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,045
−HK$2,055/mo
Today · 4.125%
HK$69,100
baseline
▲ 0.50% · 4.625%
HK$73,305
+HK$4,205/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,200/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,337
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,277
−HK$1,968/mo
Today · 4.125%
HK$76,245
baseline
▲ 0.50% · 4.625%
HK$80,264
+HK$4,019/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,490/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,027
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,454
−HK$2,466/mo
Today · 4.125%
HK$82,920
baseline
▲ 0.50% · 4.625%
HK$87,966
+HK$5,046/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$165,840/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,804
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,132
−HK$2,362/mo
Today · 4.125%
HK$91,494
baseline
▲ 0.50% · 4.625%
HK$96,317
+HK$4,823/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$182,988/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,032
−HK$5,708/mo
▼ 0.25% · 3.875%
HK$93,863
−HK$2,877/mo
Today · 4.125%
HK$96,740
baseline
▲ 0.50% · 4.625%
HK$102,626
+HK$5,886/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$193,480/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,272
−HK$5,471/mo
▼ 0.25% · 3.875%
HK$103,988
−HK$2,755/mo
Today · 4.125%
HK$106,743
baseline
▲ 0.50% · 4.625%
HK$112,370
+HK$5,627/mo
Deposit HK$8.55M · loan HK$19.96M · min. income ≈ HK$213,486/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,041
−HK$7,339/mo
▼ 0.25% · 3.875%
HK$120,681
−HK$3,699/mo
Today · 4.125%
HK$124,380
baseline
▲ 0.50% · 4.625%
HK$131,948
+HK$7,568/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$248,760/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,207
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$133,699
−HK$3,542/mo
Today · 4.125%
HK$137,241
baseline
▲ 0.50% · 4.625%
HK$144,475
+HK$7,234/mo
Deposit HK$2.85M · loan HK$25.66M · min. income ≈ HK$274,482/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,211,908 · Scale 2, in force from 26 Feb 2026)