LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,029
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,052
−HK$2,055/mo
Today · 4.125%
HK$69,107
baseline
▲ 0.50% · 4.625%
HK$73,312
+HK$4,205/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,214/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,344
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,285
−HK$1,968/mo
Today · 4.125%
HK$76,253
baseline
▲ 0.50% · 4.625%
HK$80,272
+HK$4,019/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,506/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,035
−HK$4,893/mo
▼ 0.25% · 3.875%
HK$80,462
−HK$2,466/mo
Today · 4.125%
HK$82,928
baseline
▲ 0.50% · 4.625%
HK$87,974
+HK$5,046/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$165,856/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,813
−HK$4,690/mo
▼ 0.25% · 3.875%
HK$89,141
−HK$2,362/mo
Today · 4.125%
HK$91,503
baseline
▲ 0.50% · 4.625%
HK$96,327
+HK$4,824/mo
Deposit HK$11.41M · loan HK$17.11M · min. income ≈ HK$183,006/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,041
−HK$5,709/mo
▼ 0.25% · 3.875%
HK$93,873
−HK$2,877/mo
Today · 4.125%
HK$96,750
baseline
▲ 0.50% · 4.625%
HK$102,637
+HK$5,887/mo
Deposit HK$8.56M · loan HK$19.96M · min. income ≈ HK$193,500/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,282
−HK$5,472/mo
▼ 0.25% · 3.875%
HK$103,998
−HK$2,756/mo
Today · 4.125%
HK$106,754
baseline
▲ 0.50% · 4.625%
HK$112,381
+HK$5,627/mo
Deposit HK$8.56M · loan HK$19.96M · min. income ≈ HK$213,508/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,052
−HK$7,341/mo
▼ 0.25% · 3.875%
HK$120,693
−HK$3,700/mo
Today · 4.125%
HK$124,393
baseline
▲ 0.50% · 4.625%
HK$131,962
+HK$7,569/mo
Deposit HK$2.85M · loan HK$25.67M · min. income ≈ HK$248,786/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,220
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$133,712
−HK$3,543/mo
Today · 4.125%
HK$137,255
baseline
▲ 0.50% · 4.625%
HK$144,490
+HK$7,235/mo
Deposit HK$2.85M · loan HK$25.67M · min. income ≈ HK$274,510/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,212,030 · Scale 2, in force from 26 Feb 2026)