LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,047
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,071
−HK$2,055/mo
Today · 4.125%
HK$69,126
baseline
▲ 0.50% · 4.625%
HK$73,332
+HK$4,206/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,252/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,364
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,305
−HK$1,969/mo
Today · 4.125%
HK$76,274
baseline
▲ 0.50% · 4.625%
HK$80,295
+HK$4,021/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,548/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,057
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,485
−HK$2,467/mo
Today · 4.125%
HK$82,952
baseline
▲ 0.50% · 4.625%
HK$87,999
+HK$5,047/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,904/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,837
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,166
−HK$2,363/mo
Today · 4.125%
HK$91,529
baseline
▲ 0.50% · 4.625%
HK$96,353
+HK$4,824/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,058/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,066
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,899
−HK$2,878/mo
Today · 4.125%
HK$96,777
baseline
▲ 0.50% · 4.625%
HK$102,665
+HK$5,888/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,554/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,310
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,027
−HK$2,757/mo
Today · 4.125%
HK$106,784
baseline
▲ 0.50% · 4.625%
HK$112,412
+HK$5,628/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,568/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,085
−HK$7,342/mo
▼ 0.25% · 3.875%
HK$120,727
−HK$3,700/mo
Today · 4.125%
HK$124,427
baseline
▲ 0.50% · 4.625%
HK$131,998
+HK$7,571/mo
Deposit HK$2.85M · loan HK$25.67M · min. income ≈ HK$248,854/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,256
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$133,749
−HK$3,544/mo
Today · 4.125%
HK$137,293
baseline
▲ 0.50% · 4.625%
HK$144,530
+HK$7,237/mo
Deposit HK$2.85M · loan HK$25.67M · min. income ≈ HK$274,586/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,212,367 · Scale 2, in force from 26 Feb 2026)