LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,054
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,077
−HK$2,056/mo
Today · 4.125%
HK$69,133
baseline
▲ 0.50% · 4.625%
HK$73,340
+HK$4,207/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,266/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,372
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,313
−HK$1,969/mo
Today · 4.125%
HK$76,282
baseline
▲ 0.50% · 4.625%
HK$80,302
+HK$4,020/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,564/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,064
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,493
−HK$2,467/mo
Today · 4.125%
HK$82,960
baseline
▲ 0.50% · 4.625%
HK$88,008
+HK$5,048/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,920/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,846
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,175
−HK$2,363/mo
Today · 4.125%
HK$91,538
baseline
▲ 0.50% · 4.625%
HK$96,363
+HK$4,825/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,076/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,075
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,908
−HK$2,878/mo
Today · 4.125%
HK$96,786
baseline
▲ 0.50% · 4.625%
HK$102,676
+HK$5,890/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,572/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,320
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,038
−HK$2,756/mo
Today · 4.125%
HK$106,794
baseline
▲ 0.50% · 4.625%
HK$112,423
+HK$5,629/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,588/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,097
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,739
−HK$3,701/mo
Today · 4.125%
HK$124,440
baseline
▲ 0.50% · 4.625%
HK$132,011
+HK$7,571/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$248,880/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,269
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,763
−HK$3,544/mo
Today · 4.125%
HK$137,307
baseline
▲ 0.50% · 4.625%
HK$144,544
+HK$7,237/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$274,614/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,488 · Scale 2, in force from 26 Feb 2026)