LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,055
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,079
−HK$2,056/mo
Today · 4.125%
HK$69,135
baseline
▲ 0.50% · 4.625%
HK$73,342
+HK$4,207/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$138,270/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,374
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,315
−HK$1,969/mo
Today · 4.125%
HK$76,284
baseline
▲ 0.50% · 4.625%
HK$80,305
+HK$4,021/mo
Deposit HK$14.26M · loan HK$14.26M · min. income ≈ HK$152,568/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,067
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,495
−HK$2,467/mo
Today · 4.125%
HK$82,962
baseline
▲ 0.50% · 4.625%
HK$88,010
+HK$5,048/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,924/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,848
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,178
−HK$2,362/mo
Today · 4.125%
HK$91,540
baseline
▲ 0.50% · 4.625%
HK$96,366
+HK$4,826/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,080/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,078
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,911
−HK$2,878/mo
Today · 4.125%
HK$96,789
baseline
▲ 0.50% · 4.625%
HK$102,678
+HK$5,889/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,578/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,323
−HK$5,474/mo
▼ 0.25% · 3.875%
HK$104,040
−HK$2,757/mo
Today · 4.125%
HK$106,797
baseline
▲ 0.50% · 4.625%
HK$112,427
+HK$5,630/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,594/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,100
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,742
−HK$3,701/mo
Today · 4.125%
HK$124,443
baseline
▲ 0.50% · 4.625%
HK$132,015
+HK$7,572/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$248,886/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,272
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$133,766
−HK$3,545/mo
Today · 4.125%
HK$137,311
baseline
▲ 0.50% · 4.625%
HK$144,549
+HK$7,238/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$274,622/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,521 · Scale 2, in force from 26 Feb 2026)