LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,056
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,080
−HK$2,056/mo
Today · 4.125%
HK$69,136
baseline
▲ 0.50% · 4.625%
HK$73,343
+HK$4,207/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,272/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,375
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,316
−HK$1,969/mo
Today · 4.125%
HK$76,285
baseline
▲ 0.50% · 4.625%
HK$80,306
+HK$4,021/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,570/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,068
−HK$4,895/mo
▼ 0.25% · 3.875%
HK$80,496
−HK$2,467/mo
Today · 4.125%
HK$82,963
baseline
▲ 0.50% · 4.625%
HK$88,011
+HK$5,048/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,926/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,849
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,179
−HK$2,363/mo
Today · 4.125%
HK$91,542
baseline
▲ 0.50% · 4.625%
HK$96,367
+HK$4,825/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,084/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,079
−HK$5,711/mo
▼ 0.25% · 3.875%
HK$93,912
−HK$2,878/mo
Today · 4.125%
HK$96,790
baseline
▲ 0.50% · 4.625%
HK$102,680
+HK$5,890/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,580/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,324
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,042
−HK$2,757/mo
Today · 4.125%
HK$106,799
baseline
▲ 0.50% · 4.625%
HK$112,428
+HK$5,629/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,598/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,101
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$120,744
−HK$3,701/mo
Today · 4.125%
HK$124,445
baseline
▲ 0.50% · 4.625%
HK$132,017
+HK$7,572/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$248,890/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,274
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$133,768
−HK$3,545/mo
Today · 4.125%
HK$137,313
baseline
▲ 0.50% · 4.625%
HK$144,550
+HK$7,237/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$274,626/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,538 · Scale 2, in force from 26 Feb 2026)