LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,058
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,082
−HK$2,056/mo
Today · 4.125%
HK$69,138
baseline
▲ 0.50% · 4.625%
HK$73,345
+HK$4,207/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,276/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,377
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,318
−HK$1,969/mo
Today · 4.125%
HK$76,287
baseline
▲ 0.50% · 4.625%
HK$80,308
+HK$4,021/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,574/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,070
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,498
−HK$2,468/mo
Today · 4.125%
HK$82,966
baseline
▲ 0.50% · 4.625%
HK$88,014
+HK$5,048/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,932/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,852
−HK$4,692/mo
▼ 0.25% · 3.875%
HK$89,181
−HK$2,363/mo
Today · 4.125%
HK$91,544
baseline
▲ 0.50% · 4.625%
HK$96,370
+HK$4,826/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,088/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,081
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,915
−HK$2,878/mo
Today · 4.125%
HK$96,793
baseline
▲ 0.50% · 4.625%
HK$102,683
+HK$5,890/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,586/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,327
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,045
−HK$2,757/mo
Today · 4.125%
HK$106,802
baseline
▲ 0.50% · 4.625%
HK$112,431
+HK$5,629/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,604/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,105
−HK$7,343/mo
▼ 0.25% · 3.875%
HK$120,747
−HK$3,701/mo
Today · 4.125%
HK$124,448
baseline
▲ 0.50% · 4.625%
HK$132,021
+HK$7,573/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$248,896/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,278
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$133,772
−HK$3,544/mo
Today · 4.125%
HK$137,316
baseline
▲ 0.50% · 4.625%
HK$144,555
+HK$7,239/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$274,632/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,572 · Scale 2, in force from 26 Feb 2026)