LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,063
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,087
−HK$2,056/mo
Today · 4.125%
HK$69,143
baseline
▲ 0.50% · 4.625%
HK$73,350
+HK$4,207/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,286/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,382
−HK$3,911/mo
▼ 0.25% · 3.875%
HK$74,323
−HK$1,970/mo
Today · 4.125%
HK$76,293
baseline
▲ 0.50% · 4.625%
HK$80,314
+HK$4,021/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,586/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,076
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$80,504
−HK$2,468/mo
Today · 4.125%
HK$82,972
baseline
▲ 0.50% · 4.625%
HK$88,020
+HK$5,048/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$165,944/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,858
−HK$4,693/mo
▼ 0.25% · 3.875%
HK$89,188
−HK$2,363/mo
Today · 4.125%
HK$91,551
baseline
▲ 0.50% · 4.625%
HK$96,377
+HK$4,826/mo
Deposit HK$11.41M · loan HK$17.12M · min. income ≈ HK$183,102/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,088
−HK$5,712/mo
▼ 0.25% · 3.875%
HK$93,922
−HK$2,878/mo
Today · 4.125%
HK$96,800
baseline
▲ 0.50% · 4.625%
HK$102,690
+HK$5,890/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$193,600/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,335
−HK$5,475/mo
▼ 0.25% · 3.875%
HK$104,052
−HK$2,758/mo
Today · 4.125%
HK$106,810
baseline
▲ 0.50% · 4.625%
HK$112,440
+HK$5,630/mo
Deposit HK$8.56M · loan HK$19.97M · min. income ≈ HK$213,620/mo (50% DSR)
Upfront cash ≈ HK$9.77M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,113
−HK$7,344/mo
▼ 0.25% · 3.875%
HK$120,756
−HK$3,701/mo
Today · 4.125%
HK$124,457
baseline
▲ 0.50% · 4.625%
HK$132,030
+HK$7,573/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$248,914/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,287
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$133,782
−HK$3,545/mo
Today · 4.125%
HK$137,327
baseline
▲ 0.50% · 4.625%
HK$144,565
+HK$7,238/mo
Deposit HK$2.85M · loan HK$25.68M · min. income ≈ HK$274,654/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,212,661 · Scale 2, in force from 26 Feb 2026)