LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,089
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,114
−HK$2,057/mo
Today · 4.125%
HK$69,171
baseline
▲ 0.50% · 4.625%
HK$73,380
+HK$4,209/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,342/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,411
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,353
−HK$1,970/mo
Today · 4.125%
HK$76,323
baseline
▲ 0.50% · 4.625%
HK$80,346
+HK$4,023/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,646/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,107
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,537
−HK$2,468/mo
Today · 4.125%
HK$83,005
baseline
▲ 0.50% · 4.625%
HK$88,056
+HK$5,051/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,010/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,893
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,224
−HK$2,364/mo
Today · 4.125%
HK$91,588
baseline
▲ 0.50% · 4.625%
HK$96,416
+HK$4,828/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,176/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,125
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$93,960
−HK$2,879/mo
Today · 4.125%
HK$96,839
baseline
▲ 0.50% · 4.625%
HK$102,732
+HK$5,893/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$193,678/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,376
−HK$5,477/mo
▼ 0.25% · 3.875%
HK$104,095
−HK$2,758/mo
Today · 4.125%
HK$106,853
baseline
▲ 0.50% · 4.625%
HK$112,485
+HK$5,632/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$213,706/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,161
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$120,805
−HK$3,703/mo
Today · 4.125%
HK$124,508
baseline
▲ 0.50% · 4.625%
HK$132,084
+HK$7,576/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$249,016/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,340
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,836
−HK$3,546/mo
Today · 4.125%
HK$137,382
baseline
▲ 0.50% · 4.625%
HK$144,624
+HK$7,242/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$274,764/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,152 · Scale 2, in force from 26 Feb 2026)