LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,092
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,116
−HK$2,058/mo
Today · 4.125%
HK$69,174
baseline
▲ 0.50% · 4.625%
HK$73,383
+HK$4,209/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,348/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,414
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,356
−HK$1,970/mo
Today · 4.125%
HK$76,326
baseline
▲ 0.50% · 4.625%
HK$80,349
+HK$4,023/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,652/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,110
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$80,540
−HK$2,468/mo
Today · 4.125%
HK$83,008
baseline
▲ 0.50% · 4.625%
HK$88,059
+HK$5,051/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,016/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,897
−HK$4,694/mo
▼ 0.25% · 3.875%
HK$89,227
−HK$2,364/mo
Today · 4.125%
HK$91,591
baseline
▲ 0.50% · 4.625%
HK$96,419
+HK$4,828/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,182/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,128
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,963
−HK$2,880/mo
Today · 4.125%
HK$96,843
baseline
▲ 0.50% · 4.625%
HK$102,736
+HK$5,893/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$193,686/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,379
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,098
−HK$2,759/mo
Today · 4.125%
HK$106,857
baseline
▲ 0.50% · 4.625%
HK$112,489
+HK$5,632/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$213,714/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,165
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$120,810
−HK$3,702/mo
Today · 4.125%
HK$124,512
baseline
▲ 0.50% · 4.625%
HK$132,089
+HK$7,577/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$249,024/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,345
−HK$7,042/mo
▼ 0.25% · 3.875%
HK$133,841
−HK$3,546/mo
Today · 4.125%
HK$137,387
baseline
▲ 0.50% · 4.625%
HK$144,629
+HK$7,242/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$274,774/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,197 · Scale 2, in force from 26 Feb 2026)