LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,100
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,125
−HK$2,058/mo
Today · 4.125%
HK$69,183
baseline
▲ 0.50% · 4.625%
HK$73,392
+HK$4,209/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$138,366/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,423
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,366
−HK$1,970/mo
Today · 4.125%
HK$76,336
baseline
▲ 0.50% · 4.625%
HK$80,360
+HK$4,024/mo
Deposit HK$14.27M · loan HK$14.27M · min. income ≈ HK$152,672/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,120
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,550
−HK$2,469/mo
Today · 4.125%
HK$83,019
baseline
▲ 0.50% · 4.625%
HK$88,071
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,038/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,908
−HK$4,695/mo
▼ 0.25% · 3.875%
HK$89,239
−HK$2,364/mo
Today · 4.125%
HK$91,603
baseline
▲ 0.50% · 4.625%
HK$96,432
+HK$4,829/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,206/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,140
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,975
−HK$2,881/mo
Today · 4.125%
HK$96,856
baseline
▲ 0.50% · 4.625%
HK$102,749
+HK$5,893/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$193,712/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,393
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,112
−HK$2,759/mo
Today · 4.125%
HK$106,871
baseline
▲ 0.50% · 4.625%
HK$112,504
+HK$5,633/mo
Deposit HK$8.56M · loan HK$19.98M · min. income ≈ HK$213,742/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,181
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$120,826
−HK$3,703/mo
Today · 4.125%
HK$124,529
baseline
▲ 0.50% · 4.625%
HK$132,106
+HK$7,577/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$249,058/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,362
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$133,858
−HK$3,547/mo
Today · 4.125%
HK$137,405
baseline
▲ 0.50% · 4.625%
HK$144,648
+HK$7,243/mo
Deposit HK$2.85M · loan HK$25.69M · min. income ≈ HK$274,810/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,356 · Scale 2, in force from 26 Feb 2026)