LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,102
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,127
−HK$2,057/mo
Today · 4.125%
HK$69,184
baseline
▲ 0.50% · 4.625%
HK$73,394
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,368/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,425
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,367
−HK$1,971/mo
Today · 4.125%
HK$76,338
baseline
▲ 0.50% · 4.625%
HK$80,362
+HK$4,024/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,676/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,122
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,552
−HK$2,469/mo
Today · 4.125%
HK$83,021
baseline
▲ 0.50% · 4.625%
HK$88,073
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,042/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,910
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,241
−HK$2,365/mo
Today · 4.125%
HK$91,606
baseline
▲ 0.50% · 4.625%
HK$96,434
+HK$4,828/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,212/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,143
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,978
−HK$2,880/mo
Today · 4.125%
HK$96,858
baseline
▲ 0.50% · 4.625%
HK$102,752
+HK$5,894/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,716/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,395
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,114
−HK$2,759/mo
Today · 4.125%
HK$106,873
baseline
▲ 0.50% · 4.625%
HK$112,507
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,746/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,183
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,828
−HK$3,704/mo
Today · 4.125%
HK$124,532
baseline
▲ 0.50% · 4.625%
HK$132,109
+HK$7,577/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,064/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,365
−HK$7,043/mo
▼ 0.25% · 3.875%
HK$133,861
−HK$3,547/mo
Today · 4.125%
HK$137,408
baseline
▲ 0.50% · 4.625%
HK$144,651
+HK$7,243/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,816/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,384 · Scale 2, in force from 26 Feb 2026)