LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,106
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,131
−HK$2,058/mo
Today · 4.125%
HK$69,189
baseline
▲ 0.50% · 4.625%
HK$73,399
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,378/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,430
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,372
−HK$1,971/mo
Today · 4.125%
HK$76,343
baseline
▲ 0.50% · 4.625%
HK$80,367
+HK$4,024/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,686/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,127
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,558
−HK$2,469/mo
Today · 4.125%
HK$83,027
baseline
▲ 0.50% · 4.625%
HK$88,079
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,054/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,916
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,247
−HK$2,365/mo
Today · 4.125%
HK$91,612
baseline
▲ 0.50% · 4.625%
HK$96,441
+HK$4,829/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,224/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,149
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$93,984
−HK$2,880/mo
Today · 4.125%
HK$96,864
baseline
▲ 0.50% · 4.625%
HK$102,758
+HK$5,894/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,728/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,402
−HK$5,478/mo
▼ 0.25% · 3.875%
HK$104,121
−HK$2,759/mo
Today · 4.125%
HK$106,880
baseline
▲ 0.50% · 4.625%
HK$112,514
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,760/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,191
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,836
−HK$3,704/mo
Today · 4.125%
HK$124,540
baseline
▲ 0.50% · 4.625%
HK$132,118
+HK$7,578/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,080/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,374
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,870
−HK$3,548/mo
Today · 4.125%
HK$137,418
baseline
▲ 0.50% · 4.625%
HK$144,661
+HK$7,243/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,836/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,465 · Scale 2, in force from 26 Feb 2026)