LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,109
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,134
−HK$2,058/mo
Today · 4.125%
HK$69,192
baseline
▲ 0.50% · 4.625%
HK$73,402
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,384/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,433
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,376
−HK$1,970/mo
Today · 4.125%
HK$76,346
baseline
▲ 0.50% · 4.625%
HK$80,371
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,692/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,131
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$80,561
−HK$2,469/mo
Today · 4.125%
HK$83,030
baseline
▲ 0.50% · 4.625%
HK$88,082
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,060/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,920
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,251
−HK$2,365/mo
Today · 4.125%
HK$91,616
baseline
▲ 0.50% · 4.625%
HK$96,445
+HK$4,829/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,232/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,152
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,988
−HK$2,880/mo
Today · 4.125%
HK$96,868
baseline
▲ 0.50% · 4.625%
HK$102,763
+HK$5,895/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,736/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,406
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,126
−HK$2,759/mo
Today · 4.125%
HK$106,885
baseline
▲ 0.50% · 4.625%
HK$112,519
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,770/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,196
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$120,841
−HK$3,704/mo
Today · 4.125%
HK$124,545
baseline
▲ 0.50% · 4.625%
HK$132,123
+HK$7,578/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,090/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,379
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,876
−HK$3,547/mo
Today · 4.125%
HK$137,423
baseline
▲ 0.50% · 4.625%
HK$144,667
+HK$7,244/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,846/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,515 · Scale 2, in force from 26 Feb 2026)