LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,110
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,136
−HK$2,057/mo
Today · 4.125%
HK$69,193
baseline
▲ 0.50% · 4.625%
HK$73,403
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,386/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,434
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,377
−HK$1,971/mo
Today · 4.125%
HK$76,348
baseline
▲ 0.50% · 4.625%
HK$80,372
+HK$4,024/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,696/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,132
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,563
−HK$2,469/mo
Today · 4.125%
HK$83,032
baseline
▲ 0.50% · 4.625%
HK$88,084
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,064/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,921
−HK$4,696/mo
▼ 0.25% · 3.875%
HK$89,253
−HK$2,364/mo
Today · 4.125%
HK$91,617
baseline
▲ 0.50% · 4.625%
HK$96,447
+HK$4,830/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,234/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,154
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$93,990
−HK$2,881/mo
Today · 4.125%
HK$96,871
baseline
▲ 0.50% · 4.625%
HK$102,765
+HK$5,894/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,742/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,408
−HK$5,479/mo
▼ 0.25% · 3.875%
HK$104,128
−HK$2,759/mo
Today · 4.125%
HK$106,887
baseline
▲ 0.50% · 4.625%
HK$112,521
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,774/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,198
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$120,844
−HK$3,704/mo
Today · 4.125%
HK$124,548
baseline
▲ 0.50% · 4.625%
HK$132,126
+HK$7,578/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,096/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,382
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,879
−HK$3,547/mo
Today · 4.125%
HK$137,426
baseline
▲ 0.50% · 4.625%
HK$144,670
+HK$7,244/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,852/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,542 · Scale 2, in force from 26 Feb 2026)