LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,115
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,141
−HK$2,058/mo
Today · 4.125%
HK$69,199
baseline
▲ 0.50% · 4.625%
HK$73,409
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,398/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,440
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,383
−HK$1,971/mo
Today · 4.125%
HK$76,354
baseline
▲ 0.50% · 4.625%
HK$80,379
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,708/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,139
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,569
−HK$2,470/mo
Today · 4.125%
HK$83,039
baseline
▲ 0.50% · 4.625%
HK$88,091
+HK$5,052/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,078/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,928
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,260
−HK$2,365/mo
Today · 4.125%
HK$91,625
baseline
▲ 0.50% · 4.625%
HK$96,455
+HK$4,830/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,250/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,162
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$93,997
−HK$2,881/mo
Today · 4.125%
HK$96,878
baseline
▲ 0.50% · 4.625%
HK$102,773
+HK$5,895/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,756/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,416
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,136
−HK$2,760/mo
Today · 4.125%
HK$106,896
baseline
▲ 0.50% · 4.625%
HK$112,530
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,792/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,208
−HK$7,350/mo
▼ 0.25% · 3.875%
HK$120,854
−HK$3,704/mo
Today · 4.125%
HK$124,558
baseline
▲ 0.50% · 4.625%
HK$132,137
+HK$7,579/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,116/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,393
−HK$7,044/mo
▼ 0.25% · 3.875%
HK$133,890
−HK$3,547/mo
Today · 4.125%
HK$137,437
baseline
▲ 0.50% · 4.625%
HK$144,682
+HK$7,245/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,874/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,640 · Scale 2, in force from 26 Feb 2026)