LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,119
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,145
−HK$2,058/mo
Today · 4.125%
HK$69,203
baseline
▲ 0.50% · 4.625%
HK$73,413
+HK$4,210/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,406/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,444
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,387
−HK$1,971/mo
Today · 4.125%
HK$76,358
baseline
▲ 0.50% · 4.625%
HK$80,383
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,716/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,143
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,574
−HK$2,469/mo
Today · 4.125%
HK$83,043
baseline
▲ 0.50% · 4.625%
HK$88,096
+HK$5,053/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$166,086/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,933
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,265
−HK$2,365/mo
Today · 4.125%
HK$91,630
baseline
▲ 0.50% · 4.625%
HK$96,460
+HK$4,830/mo
Deposit HK$11.42M · loan HK$17.13M · min. income ≈ HK$183,260/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,167
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,002
−HK$2,882/mo
Today · 4.125%
HK$96,884
baseline
▲ 0.50% · 4.625%
HK$102,779
+HK$5,895/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,768/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,422
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,142
−HK$2,760/mo
Today · 4.125%
HK$106,902
baseline
▲ 0.50% · 4.625%
HK$112,536
+HK$5,634/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,804/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,214
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$120,860
−HK$3,705/mo
Today · 4.125%
HK$124,565
baseline
▲ 0.50% · 4.625%
HK$132,144
+HK$7,579/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,130/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,400
−HK$7,045/mo
▼ 0.25% · 3.875%
HK$133,897
−HK$3,548/mo
Today · 4.125%
HK$137,445
baseline
▲ 0.50% · 4.625%
HK$144,690
+HK$7,245/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,890/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,706 · Scale 2, in force from 26 Feb 2026)