LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,126
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,152
−HK$2,058/mo
Today · 4.125%
HK$69,210
baseline
▲ 0.50% · 4.625%
HK$73,422
+HK$4,212/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,420/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,452
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,396
−HK$1,971/mo
Today · 4.125%
HK$76,367
baseline
▲ 0.50% · 4.625%
HK$80,392
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,734/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,152
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$80,583
−HK$2,469/mo
Today · 4.125%
HK$83,052
baseline
▲ 0.50% · 4.625%
HK$88,106
+HK$5,054/mo
Deposit HK$11.42M · loan HK$17.14M · min. income ≈ HK$166,104/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,943
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,275
−HK$2,365/mo
Today · 4.125%
HK$91,640
baseline
▲ 0.50% · 4.625%
HK$96,471
+HK$4,831/mo
Deposit HK$11.42M · loan HK$17.14M · min. income ≈ HK$183,280/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,177
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,013
−HK$2,882/mo
Today · 4.125%
HK$96,895
baseline
▲ 0.50% · 4.625%
HK$102,790
+HK$5,895/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,790/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,433
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,154
−HK$2,760/mo
Today · 4.125%
HK$106,914
baseline
▲ 0.50% · 4.625%
HK$112,549
+HK$5,635/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,828/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,227
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,874
−HK$3,705/mo
Today · 4.125%
HK$124,579
baseline
▲ 0.50% · 4.625%
HK$132,159
+HK$7,580/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$249,158/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,414
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$133,912
−HK$3,548/mo
Today · 4.125%
HK$137,460
baseline
▲ 0.50% · 4.625%
HK$144,706
+HK$7,246/mo
Deposit HK$2.86M · loan HK$25.70M · min. income ≈ HK$274,920/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,843 · Scale 2, in force from 26 Feb 2026)