LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,127
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,153
−HK$2,058/mo
Today · 4.125%
HK$69,211
baseline
▲ 0.50% · 4.625%
HK$73,423
+HK$4,212/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,422/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,454
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,397
−HK$1,971/mo
Today · 4.125%
HK$76,368
baseline
▲ 0.50% · 4.625%
HK$80,393
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,736/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,153
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,584
−HK$2,470/mo
Today · 4.125%
HK$83,054
baseline
▲ 0.50% · 4.625%
HK$88,107
+HK$5,053/mo
Deposit HK$11.42M · loan HK$17.14M · min. income ≈ HK$166,108/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,944
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,276
−HK$2,366/mo
Today · 4.125%
HK$91,642
baseline
▲ 0.50% · 4.625%
HK$96,472
+HK$4,830/mo
Deposit HK$11.42M · loan HK$17.14M · min. income ≈ HK$183,284/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,178
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,014
−HK$2,882/mo
Today · 4.125%
HK$96,896
baseline
▲ 0.50% · 4.625%
HK$102,792
+HK$5,896/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,792/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,435
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,155
−HK$2,760/mo
Today · 4.125%
HK$106,915
baseline
▲ 0.50% · 4.625%
HK$112,551
+HK$5,636/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,830/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,229
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,876
−HK$3,705/mo
Today · 4.125%
HK$124,581
baseline
▲ 0.50% · 4.625%
HK$132,161
+HK$7,580/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,162/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,416
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$133,914
−HK$3,548/mo
Today · 4.125%
HK$137,462
baseline
▲ 0.50% · 4.625%
HK$144,708
+HK$7,246/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$274,924/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,861 · Scale 2, in force from 26 Feb 2026)