LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,130
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,156
−HK$2,059/mo
Today · 4.125%
HK$69,215
baseline
▲ 0.50% · 4.625%
HK$73,426
+HK$4,211/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,430/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,457
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,400
−HK$1,972/mo
Today · 4.125%
HK$76,372
baseline
▲ 0.50% · 4.625%
HK$80,397
+HK$4,025/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,744/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,156
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,588
−HK$2,470/mo
Today · 4.125%
HK$83,058
baseline
▲ 0.50% · 4.625%
HK$88,111
+HK$5,053/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,116/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,948
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,280
−HK$2,366/mo
Today · 4.125%
HK$91,646
baseline
▲ 0.50% · 4.625%
HK$96,477
+HK$4,831/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,292/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,183
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,019
−HK$2,881/mo
Today · 4.125%
HK$96,900
baseline
▲ 0.50% · 4.625%
HK$102,797
+HK$5,897/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,800/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,440
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,160
−HK$2,760/mo
Today · 4.125%
HK$106,920
baseline
▲ 0.50% · 4.625%
HK$112,556
+HK$5,636/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,840/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,235
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$120,881
−HK$3,705/mo
Today · 4.125%
HK$124,586
baseline
▲ 0.50% · 4.625%
HK$132,167
+HK$7,581/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,172/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,422
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,920
−HK$3,549/mo
Today · 4.125%
HK$137,469
baseline
▲ 0.50% · 4.625%
HK$144,715
+HK$7,246/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$274,938/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,917 · Scale 2, in force from 26 Feb 2026)