LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,132
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,158
−HK$2,059/mo
Today · 4.125%
HK$69,217
baseline
▲ 0.50% · 4.625%
HK$73,428
+HK$4,211/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,434/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,459
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,402
−HK$1,972/mo
Today · 4.125%
HK$76,374
baseline
▲ 0.50% · 4.625%
HK$80,400
+HK$4,026/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,748/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,159
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$80,590
−HK$2,470/mo
Today · 4.125%
HK$83,060
baseline
▲ 0.50% · 4.625%
HK$88,114
+HK$5,054/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,120/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,951
−HK$4,698/mo
▼ 0.25% · 3.875%
HK$89,283
−HK$2,366/mo
Today · 4.125%
HK$91,649
baseline
▲ 0.50% · 4.625%
HK$96,480
+HK$4,831/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,298/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,185
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$94,022
−HK$2,881/mo
Today · 4.125%
HK$96,903
baseline
▲ 0.50% · 4.625%
HK$102,800
+HK$5,897/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,806/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,443
−HK$5,480/mo
▼ 0.25% · 3.875%
HK$104,163
−HK$2,760/mo
Today · 4.125%
HK$106,923
baseline
▲ 0.50% · 4.625%
HK$112,559
+HK$5,636/mo
Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$213,846/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,238
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$120,885
−HK$3,705/mo
Today · 4.125%
HK$124,590
baseline
▲ 0.50% · 4.625%
HK$132,171
+HK$7,581/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,180/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,426
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,924
−HK$3,549/mo
Today · 4.125%
HK$137,473
baseline
▲ 0.50% · 4.625%
HK$144,719
+HK$7,246/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$274,946/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,213,954 · Scale 2, in force from 26 Feb 2026)