LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,136
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,162
−HK$2,058/mo
Today · 4.125%
HK$69,220
baseline
▲ 0.50% · 4.625%
HK$73,432
+HK$4,212/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$138,440/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,463
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,406
−HK$1,972/mo
Today · 4.125%
HK$76,378
baseline
▲ 0.50% · 4.625%
HK$80,404
+HK$4,026/mo
Deposit HK$14.28M · loan HK$14.28M · min. income ≈ HK$152,756/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,163
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,594
−HK$2,471/mo
Today · 4.125%
HK$83,065
baseline
▲ 0.50% · 4.625%
HK$88,119
+HK$5,054/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,130/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,956
−HK$4,697/mo
▼ 0.25% · 3.875%
HK$89,288
−HK$2,365/mo
Today · 4.125%
HK$91,653
baseline
▲ 0.50% · 4.625%
HK$96,485
+HK$4,832/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,306/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,190
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$94,027
−HK$2,882/mo
Today · 4.125%
HK$96,909
baseline
▲ 0.50% · 4.625%
HK$102,805
+HK$5,896/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,818/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,448
−HK$5,481/mo
▼ 0.25% · 3.875%
HK$104,169
−HK$2,760/mo
Today · 4.125%
HK$106,929
baseline
▲ 0.50% · 4.625%
HK$112,565
+HK$5,636/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,858/mo (50% DSR)
Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,244
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$120,891
−HK$3,706/mo
Today · 4.125%
HK$124,597
baseline
▲ 0.50% · 4.625%
HK$132,178
+HK$7,581/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,194/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,433
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$133,931
−HK$3,549/mo
Today · 4.125%
HK$137,480
baseline
▲ 0.50% · 4.625%
HK$144,727
+HK$7,247/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$274,960/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,019 · Scale 2, in force from 26 Feb 2026)