LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,147
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,174
−HK$2,059/mo
Today · 4.125%
HK$69,233
baseline
▲ 0.50% · 4.625%
HK$73,445
+HK$4,212/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,466/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,476
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,420
−HK$1,971/mo
Today · 4.125%
HK$76,391
baseline
▲ 0.50% · 4.625%
HK$80,418
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,782/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,177
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$80,609
−HK$2,470/mo
Today · 4.125%
HK$83,079
baseline
▲ 0.50% · 4.625%
HK$88,134
+HK$5,055/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,158/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,971
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,303
−HK$2,367/mo
Today · 4.125%
HK$91,670
baseline
▲ 0.50% · 4.625%
HK$96,502
+HK$4,832/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,340/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,206
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,043
−HK$2,883/mo
Today · 4.125%
HK$96,926
baseline
▲ 0.50% · 4.625%
HK$102,823
+HK$5,897/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,852/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,466
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,187
−HK$2,761/mo
Today · 4.125%
HK$106,948
baseline
▲ 0.50% · 4.625%
HK$112,585
+HK$5,637/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,896/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,265
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,913
−HK$3,706/mo
Today · 4.125%
HK$124,619
baseline
▲ 0.50% · 4.625%
HK$132,202
+HK$7,583/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,238/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,456
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,955
−HK$3,550/mo
Today · 4.125%
HK$137,505
baseline
▲ 0.50% · 4.625%
HK$144,753
+HK$7,248/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$275,010/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,233 · Scale 2, in force from 26 Feb 2026)