LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,150
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,176
−HK$2,059/mo
Today · 4.125%
HK$69,235
baseline
▲ 0.50% · 4.625%
HK$73,448
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,470/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,479
−HK$3,915/mo
▼ 0.25% · 3.875%
HK$74,423
−HK$1,971/mo
Today · 4.125%
HK$76,394
baseline
▲ 0.50% · 4.625%
HK$80,421
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,788/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,180
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,612
−HK$2,471/mo
Today · 4.125%
HK$83,083
baseline
▲ 0.50% · 4.625%
HK$88,138
+HK$5,055/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,166/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,974
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,307
−HK$2,366/mo
Today · 4.125%
HK$91,673
baseline
▲ 0.50% · 4.625%
HK$96,506
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,346/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,210
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,047
−HK$2,883/mo
Today · 4.125%
HK$96,930
baseline
▲ 0.50% · 4.625%
HK$102,828
+HK$5,898/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,860/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,470
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,192
−HK$2,760/mo
Today · 4.125%
HK$106,952
baseline
▲ 0.50% · 4.625%
HK$112,590
+HK$5,638/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,904/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,270
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,918
−HK$3,706/mo
Today · 4.125%
HK$124,624
baseline
▲ 0.50% · 4.625%
HK$132,207
+HK$7,583/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$249,248/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,462
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$133,961
−HK$3,549/mo
Today · 4.125%
HK$137,510
baseline
▲ 0.50% · 4.625%
HK$144,758
+HK$7,248/mo
Deposit HK$2.86M · loan HK$25.71M · min. income ≈ HK$275,020/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,282 · Scale 2, in force from 26 Feb 2026)