LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,154
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$67,180
−HK$2,059/mo
Today · 4.125%
HK$69,239
baseline
▲ 0.50% · 4.625%
HK$73,452
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,478/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,483
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,427
−HK$1,972/mo
Today · 4.125%
HK$76,399
baseline
▲ 0.50% · 4.625%
HK$80,426
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,798/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,184
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,616
−HK$2,471/mo
Today · 4.125%
HK$83,087
baseline
▲ 0.50% · 4.625%
HK$88,143
+HK$5,056/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,174/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,979
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,312
−HK$2,366/mo
Today · 4.125%
HK$91,678
baseline
▲ 0.50% · 4.625%
HK$96,511
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,356/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,215
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,052
−HK$2,883/mo
Today · 4.125%
HK$96,935
baseline
▲ 0.50% · 4.625%
HK$102,833
+HK$5,898/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,870/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,476
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,197
−HK$2,761/mo
Today · 4.125%
HK$106,958
baseline
▲ 0.50% · 4.625%
HK$112,596
+HK$5,638/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,916/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,276
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,924
−HK$3,707/mo
Today · 4.125%
HK$124,631
baseline
▲ 0.50% · 4.625%
HK$132,214
+HK$7,583/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,262/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,469
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,968
−HK$3,550/mo
Today · 4.125%
HK$137,518
baseline
▲ 0.50% · 4.625%
HK$144,766
+HK$7,248/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,036/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,349 · Scale 2, in force from 26 Feb 2026)