LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,155
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,181
−HK$2,060/mo
Today · 4.125%
HK$69,241
baseline
▲ 0.50% · 4.625%
HK$73,454
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,482/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,484
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,428
−HK$1,972/mo
Today · 4.125%
HK$76,400
baseline
▲ 0.50% · 4.625%
HK$80,427
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,800/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,186
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,618
−HK$2,471/mo
Today · 4.125%
HK$83,089
baseline
▲ 0.50% · 4.625%
HK$88,144
+HK$5,055/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,178/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,981
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,314
−HK$2,366/mo
Today · 4.125%
HK$91,680
baseline
▲ 0.50% · 4.625%
HK$96,513
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,360/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,217
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,054
−HK$2,883/mo
Today · 4.125%
HK$96,937
baseline
▲ 0.50% · 4.625%
HK$102,835
+HK$5,898/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,874/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,478
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,199
−HK$2,761/mo
Today · 4.125%
HK$106,960
baseline
▲ 0.50% · 4.625%
HK$112,598
+HK$5,638/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,920/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,279
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$120,927
−HK$3,706/mo
Today · 4.125%
HK$124,633
baseline
▲ 0.50% · 4.625%
HK$132,217
+HK$7,584/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,266/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,471
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,970
−HK$3,550/mo
Today · 4.125%
HK$137,520
baseline
▲ 0.50% · 4.625%
HK$144,769
+HK$7,249/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,040/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,372 · Scale 2, in force from 26 Feb 2026)