LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,157
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,184
−HK$2,059/mo
Today · 4.125%
HK$69,243
baseline
▲ 0.50% · 4.625%
HK$73,456
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,486/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,486
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,430
−HK$1,972/mo
Today · 4.125%
HK$76,402
baseline
▲ 0.50% · 4.625%
HK$80,430
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,804/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,188
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,620
−HK$2,471/mo
Today · 4.125%
HK$83,091
baseline
▲ 0.50% · 4.625%
HK$88,147
+HK$5,056/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$166,182/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,984
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,316
−HK$2,367/mo
Today · 4.125%
HK$91,683
baseline
▲ 0.50% · 4.625%
HK$96,516
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.14M · min. income ≈ HK$183,366/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,219
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,057
−HK$2,883/mo
Today · 4.125%
HK$96,940
baseline
▲ 0.50% · 4.625%
HK$102,838
+HK$5,898/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,880/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,481
−HK$5,482/mo
▼ 0.25% · 3.875%
HK$104,202
−HK$2,761/mo
Today · 4.125%
HK$106,963
baseline
▲ 0.50% · 4.625%
HK$112,602
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,926/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,282
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,930
−HK$3,707/mo
Today · 4.125%
HK$124,637
baseline
▲ 0.50% · 4.625%
HK$132,221
+HK$7,584/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,274/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,475
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,975
−HK$3,549/mo
Today · 4.125%
HK$137,524
baseline
▲ 0.50% · 4.625%
HK$144,774
+HK$7,250/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,048/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,409 · Scale 2, in force from 26 Feb 2026)