LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,159
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,185
−HK$2,060/mo
Today · 4.125%
HK$69,245
baseline
▲ 0.50% · 4.625%
HK$73,458
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,490/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,488
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,432
−HK$1,973/mo
Today · 4.125%
HK$76,405
baseline
▲ 0.50% · 4.625%
HK$80,432
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,810/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,190
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,622
−HK$2,471/mo
Today · 4.125%
HK$83,093
baseline
▲ 0.50% · 4.625%
HK$88,149
+HK$5,056/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,186/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,986
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,319
−HK$2,366/mo
Today · 4.125%
HK$91,685
baseline
▲ 0.50% · 4.625%
HK$96,518
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,370/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,222
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,059
−HK$2,883/mo
Today · 4.125%
HK$96,942
baseline
▲ 0.50% · 4.625%
HK$102,841
+HK$5,899/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,884/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,483
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,205
−HK$2,761/mo
Today · 4.125%
HK$106,966
baseline
▲ 0.50% · 4.625%
HK$112,605
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,932/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,285
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,934
−HK$3,706/mo
Today · 4.125%
HK$124,640
baseline
▲ 0.50% · 4.625%
HK$132,224
+HK$7,584/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,280/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,479
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,978
−HK$3,550/mo
Today · 4.125%
HK$137,528
baseline
▲ 0.50% · 4.625%
HK$144,777
+HK$7,249/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,056/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,441 · Scale 2, in force from 26 Feb 2026)