LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,159
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,186
−HK$2,059/mo
Today · 4.125%
HK$69,245
baseline
▲ 0.50% · 4.625%
HK$73,458
+HK$4,213/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,490/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,489
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,433
−HK$1,972/mo
Today · 4.125%
HK$76,405
baseline
▲ 0.50% · 4.625%
HK$80,433
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,810/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,191
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,623
−HK$2,471/mo
Today · 4.125%
HK$83,094
baseline
▲ 0.50% · 4.625%
HK$88,150
+HK$5,056/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,188/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,986
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,319
−HK$2,367/mo
Today · 4.125%
HK$91,686
baseline
▲ 0.50% · 4.625%
HK$96,519
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,372/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,223
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,060
−HK$2,883/mo
Today · 4.125%
HK$96,943
baseline
▲ 0.50% · 4.625%
HK$102,842
+HK$5,899/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,886/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,484
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,206
−HK$2,761/mo
Today · 4.125%
HK$106,967
baseline
▲ 0.50% · 4.625%
HK$112,606
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,934/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,286
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,934
−HK$3,707/mo
Today · 4.125%
HK$124,641
baseline
▲ 0.50% · 4.625%
HK$132,225
+HK$7,584/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,282/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,480
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$133,979
−HK$3,550/mo
Today · 4.125%
HK$137,529
baseline
▲ 0.50% · 4.625%
HK$144,779
+HK$7,250/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,058/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,451 · Scale 2, in force from 26 Feb 2026)