LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,161
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,188
−HK$2,059/mo
Today · 4.125%
HK$69,247
baseline
▲ 0.50% · 4.625%
HK$73,461
+HK$4,214/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,494/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,491
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,435
−HK$1,973/mo
Today · 4.125%
HK$76,408
baseline
▲ 0.50% · 4.625%
HK$80,435
+HK$4,027/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,816/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,194
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,626
−HK$2,471/mo
Today · 4.125%
HK$83,097
baseline
▲ 0.50% · 4.625%
HK$88,153
+HK$5,056/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,194/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,990
−HK$4,699/mo
▼ 0.25% · 3.875%
HK$89,323
−HK$2,366/mo
Today · 4.125%
HK$91,689
baseline
▲ 0.50% · 4.625%
HK$96,522
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,378/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,226
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$94,063
−HK$2,883/mo
Today · 4.125%
HK$96,946
baseline
▲ 0.50% · 4.625%
HK$102,845
+HK$5,899/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,892/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,488
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,210
−HK$2,761/mo
Today · 4.125%
HK$106,971
baseline
▲ 0.50% · 4.625%
HK$112,609
+HK$5,638/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,942/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,290
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,939
−HK$3,706/mo
Today · 4.125%
HK$124,645
baseline
▲ 0.50% · 4.625%
HK$132,230
+HK$7,585/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,290/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,484
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,984
−HK$3,550/mo
Today · 4.125%
HK$137,534
baseline
▲ 0.50% · 4.625%
HK$144,784
+HK$7,250/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,068/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,493 · Scale 2, in force from 26 Feb 2026)