LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,163
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$67,190
−HK$2,059/mo
Today · 4.125%
HK$69,249
baseline
▲ 0.50% · 4.625%
HK$73,463
+HK$4,214/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$138,498/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,493
−HK$3,917/mo
▼ 0.25% · 3.875%
HK$74,437
−HK$1,973/mo
Today · 4.125%
HK$76,410
baseline
▲ 0.50% · 4.625%
HK$80,438
+HK$4,028/mo
Deposit HK$14.29M · loan HK$14.29M · min. income ≈ HK$152,820/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,196
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$80,628
−HK$2,471/mo
Today · 4.125%
HK$83,099
baseline
▲ 0.50% · 4.625%
HK$88,156
+HK$5,057/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$166,198/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,992
−HK$4,700/mo
▼ 0.25% · 3.875%
HK$89,325
−HK$2,367/mo
Today · 4.125%
HK$91,692
baseline
▲ 0.50% · 4.625%
HK$96,525
+HK$4,833/mo
Deposit HK$11.43M · loan HK$17.15M · min. income ≈ HK$183,384/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,228
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$94,066
−HK$2,883/mo
Today · 4.125%
HK$96,949
baseline
▲ 0.50% · 4.625%
HK$102,848
+HK$5,899/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$193,898/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,491
−HK$5,483/mo
▼ 0.25% · 3.875%
HK$104,212
−HK$2,762/mo
Today · 4.125%
HK$106,974
baseline
▲ 0.50% · 4.625%
HK$112,613
+HK$5,639/mo
Deposit HK$8.57M · loan HK$20.00M · min. income ≈ HK$213,948/mo (50% DSR)
Upfront cash ≈ HK$9.79M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,294
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$120,942
−HK$3,707/mo
Today · 4.125%
HK$124,649
baseline
▲ 0.50% · 4.625%
HK$132,233
+HK$7,584/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$249,298/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,488
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$133,987
−HK$3,551/mo
Today · 4.125%
HK$137,538
baseline
▲ 0.50% · 4.625%
HK$144,788
+HK$7,250/mo
Deposit HK$2.86M · loan HK$25.72M · min. income ≈ HK$275,076/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$1,214,526 · Scale 2, in force from 26 Feb 2026)